Two-wheeler insurance serves as a crucial protective measure for you and your vehicle in unforeseen circumstances.
Beyond the basic coverage for theft and accidents, it also provides financial security and covers repairs in the case of fires, vandalism, and third-party liabilities.
Two-wheeler insurance applies not only to traditional bikes but also to scooters, mopeds, and various other two-wheeled vehicles.
India loves its two-wheelers, making our roads a lively mix of bikes, scooters, four-wheels, public transport and commercial vehicles. With all the excitement also comes some unpredictability, like accidents. Two-wheeler insurance is like a safety net for these uncertainties. Here's why you might want to consider it:
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The Motor Vehicle Act 1988 mandates two-wheeler insurance for all owners. Non-compliance could result in penalties. It's not just a choice; it's the law.
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Opting for two-wheeler insurance is not just about compliance; it's a smart financial decision. It provides a safety net, ensuring financial security and peace of mind.
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Life is unpredictable, and accidents happen. With insurance in place, you're covered for damages, eliminating the stress of unexpected expenses in the event of an accident.
Beyond accidents, comprehensive insurance ensures a fixed payout in case of theft or accidental fire. It's like having a financial backup for unexpected events. The key is to save the IDV right.
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Nature can be unpredictable too. Two-wheeler insurance extends its umbrella of protection to include compensation in case of natural disasters.
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By law, if you cause an accident, you're required to cover the third party's losses. Two-wheeler insurance helps you handle expenses for damage or injuries, ensuring quick compensation for the victims.
Hindustan Warranty Assist (HWA) stands as a trusted and reliable insurance partner with a track record of serving numerous customers nationwide. Here's why choosing HWA for your two-wheeler insurance is a smart move:
Since emergency situations don't care what time it is, our team is ready to assist you 24/7. Whether it's day or night, we work tirelessly to ensure your claims are processed quickly and efficiently.
At HWA, we pride ourselves on making claim settlements a breeze. Our process is designed to be fast and hassle-free, so you can get back on the road without unnecessary delays.
Worried about repair expenses? Our extensive network of garages across the country ensures that your vehicle can be repaired safely and soundly without burdening your wallet. Enjoy the convenience of cashless repairs with HWA.
Our team comprises experienced and professional individuals who bring a wealth of knowledge to the table. Count on us for all your insurance needs.
We understand that one size doesn't fit all. HWA offers customizable coverage options, allowing you to tailor your insurance plan to suit your specific needs and preferences.
HWA offers two main types of insurance covers in India, each designed to provide comprehensive protection. Enhance your two-wheeler's security further by opting for our additional add-ons.
A widely chosen option, Third-Party Insurance focuses on covering liabilities arising from damages to a third party – be it their person or their vehicle. It's a fundamental choice for responsible riding, ensuring you meet legal requirements.
Comprehensive coverage shields your two-wheeler from uncertainties like theft, fire, accidents, and natural calamities. Additionally, it extends its protective umbrella to cover third-party liabilities, offering your vehicle complete care.
| COVERS | THIRD-PARTY | COMPREHENSIVE |
|---|---|---|
| Own vehicle damage in case of accident |  |
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| Own vehicle damage in case of fire | |
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| Own vehicle damage in case of natural calamity | |
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| Damages to third party vehicle | |
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| Third party property damage | |
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| Injury to the third party | |
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| Personal Accident Cover | |
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| Theft of Your two-wheeler | |
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| Customisation Of IDV | |
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| Benefits of No-Claim Bonus | |
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| Extra protection with Add-Ons | |
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Hindustan Warranty Assist, provides an extra protection layer for your two-wheelers with these add-ons.
As your two-wheeler ages, its parts naturally depreciate, affecting settlements. With HWA's add-on, we don't factor in depreciation, ensuring you receive the full claim settlement.
Our roadside assistance cover ensures you get support anytime, anywhere, in case of a breakdown with your two-wheeler.
Unlock discounts or bonuses on your policy renewal with our No Claim Bonus Add-On cover.
Engine repairs can be a hefty expense. Our Engine Protection Add-On cover shields the heart of your vehicle, ensuring your two-wheeler is safeguarded against unforeseen costs.
Our Consumable Cover takes care of the little things that keep your two-wheeler running smoothly. From lubricants to nuts and bolts, we've got your consumable expenses covered.
Damages caused due to unexpected mishaps on the road.
HWA safeguards your vehicle, by providing protection against theft.
Damages caused due to the unexpected fire breakout.
Damages that are caused due to the fury of nature such as floods, earthquakes, storms, and more.
In case you get seriously injured in an accident we also cover your expenses.
In case you damage another entity’s property, vehicle, or person.
While HWA Insurance provides extensive coverage, there are certain exclusions. Here's what is not covered:
| Key Features | Benefits of HWA Two-Wheeler Insurance |
|---|---|
| Customizable IDVs | Available |
| Customizable Add-ons | Available |
| Claim process | Cashless claims |
| Damages to third party | Available |
| Customer Support | Available 24/7 |
| Own damage cover | Available for comprehensive cover |
| Online policy renewal | Available |
| Types of Two-wheeler covered | Bikes, scooters, activa, moped, etc. |
At HWA, your convenience is our priority. To ensure a smooth claims process, please have the following documents ready:
At Hindustan Warranty Assist, we are dedicated to simplifying the claims process. Here's a straightforward guide to help you claim your two-wheeler insurance effortlessly:
